Privacy policy

Your phone number, and your email address if you add one. The answers you give when you join the waitlist, and where you came from (such as the ad or link you tapped).

Your messages to Cowboy and its replies, on the web and by text, and what you ask it to remember about you. The schedules, alerts and goals you set up.

For the brokerage accounts you connect: holdings, balances, orders and the orders you approve. We never see or store your brokerage login.

If you buy a plan, your plan and billing history. Your card details go to Stripe, our payment processor, and never to Cowboy.

Basic usage and device information from the website and app, such as pages visited.

To run Cowboy: answer you, text you the briefs and alerts you have on, place the orders you approve, bill the plan you choose, and keep your account secure. To decide who comes off the waitlist next, to fix problems, and to understand which ads and pages bring people to Cowboy.

Cowboy runs on providers who process data on our behalf:

• Clerk, for accounts, sign-in and plans
• Stripe, to process payments for paid plans
• Vercel, for hosting, and Neon, for our database
• Blooio, to send and receive texts over iMessage and SMS
• SnapTrade, to connect your brokerage accounts
• AI model providers, reached through Vercel, which receive your messages and the account data a reply needs
• PostHog, for product analytics
• Meta and X, to measure our ads

Each handles the data under its own terms as well as ours.

We text you only after you ask us to, by joining the waitlist or accepting an invite. Reply STOP to any text to stop them; text us anything to turn them back on. Message and data rates may apply.

We keep your information while your account is open. To have your account and its data deleted, write to support@cowboy.money from the email or phone on your account. Disconnecting a brokerage stops Cowboy reading it from then on.

Cowboy is for people in the United States who are 18 or older. We don't knowingly collect information from anyone younger.

We may update this policy as Cowboy changes. The date at the top shows when it last changed.